Bookkeeping & accounts
Reconciled books, monthly management accounts and organised year-end records for your auditor or accountant.
Bookkeeping →
Outsourced finance operations · South Africa
Keep the admin steady.
Keep the admin steady.
Run the business.
Keel runs the finance admin that keeps a business afloat: bookkeeping, payroll, credit control, deductions and CIPC compliance. One named lead looks after your account, every month, and you always know where you stand.
One named leadThe same person, every month
Fixed monthly feeAgreed in writing before we start
Your customers pay youWe never hold your money
September closeExample client
| Bank and cards reconciled | Done 3 Oct |
| Management accounts pack | Sent |
| Payroll records | Prepared |
| Debtors over 60 days Down from R184,300 | R96,750 |
| Retailer deductions coded 6 dispute packs ready to send | 42 of 42 |
| CIPC annual return | Due 21 Nov |
Illustrative work summaryNot a live client account
What we do
The finance function a growing business needs, without hiring one.
Take one service or combine them. Each one is scoped and priced in a written proposal for your business.
Payroll
Payroll processing, payslips and clear payroll records. Return filing is introduced once the required practitioner arrangements are in place.
Payroll →Credit control
Debtor ageing, credit limits and drafted reminders you send in your own name. Formal steps are referred to attorneys.
Credit control →Deductions management
Retailer and customer deductions validated, coded and tracked, with dispute packs prepared for your team.
Deductions →Fractional CFO & controller
Budgets, cash flow forecasts, board packs and funding applications, from a senior finance lead a few days a month.
Finance leadership →Komply: CIPC compliance
Annual-return and beneficial-ownership administration, with B-BBEE support where applicable.
Check your due date →
Free tool
What are slow payers costing you?
Every day a customer pays late is cash you've already earned sitting in their bank account. Put in your own numbers to see how much is tied up, and what it costs you to fund it.
- Uses your overdraft or loan rate as the cost of waiting
- Nothing you type leaves this page
How it works
Four steps, and you stay in control.
Free call
Thirty minutes to understand your business and what needs fixing first.
Written proposal
A fixed monthly fee and a clear scope, agreed before any work starts.
Set-up
We agree access to your records, review any backlog and set a reporting rhythm that suits your business.
Every month
Your lead closes the month, sends your reports and flags what needs a decision from you.
Why Keel
A keel keeps a boat steady. That's the job.
The same person
One named lead who knows your business, not a different junior each month.
Built in big-company finance
The controls and routines of multinational finance teams, sized for a business like yours.
You stay in front
Your customers hear from you and pay you. We prepare everything behind the scenes.
South African by design
SARS, CIPC, POPIA and B-BBEE are part of the routine, not an afterthought.
Questions
What business owners ask us.
Can't see yours? Ask on the free call.
Do you contact my customers or retailers?
No. We manage your debtor book, prepare the statements and draft the messages, and you send them in your own name. If a formal step is needed, we refer you to an attorney.
Do you ever hold my money?
No. Your customers pay you directly into your own bank account.
Which accounting systems do you work with?
Xero, Sage and QuickBooks Online. If you're on spreadsheets, we'll help you move to the right system for your size.
Can you file my tax returns?
Not yet. Tax services start once our tax practitioner registration is complete. Until then we keep your books ready for whoever files for you.
How are fees set?
Ongoing services have a fixed monthly fee based on your volumes, such as transactions, employees or active debtors. Once-off work has a fixed price. Both are in your written proposal before we start.
Is my information safe?
Before onboarding, we agree access permissions, confidentiality and data-handling terms. Your proposal identifies who may work with your records and how they will be shared.